Regulation

MiCA regulations force Binance to review stablecoin services

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Starting June 30, 2024, the EEA will enforce new regulations under the Markets in Crypto-Assets (MiCA) framework, specifically targeting stablecoins. Binance, one of the world’s largest cryptocurrency exchanges, is set to roll out global changes to ensure compliance, impacting everything from trading to rewards.

Only regulated companies can issue and offer stablecoins, called regulated stablecoins. Many existing stablecoins will not meet these criteria and will be designated as unauthorized stablecoins, facing various restrictions on Binance’s platform.

From June 30, unauthorized stablecoins will go to “sell-only” mode on Binance. EEA users can sell these stablecoins for other digital assets such as Bitcoin, regulated stablecoins or fiat currencies, where available. However, purchasing unauthorized stablecoins will no longer be an option.

Spot trading pairs involving unauthorized stablecoins will remain active temporarily, coexisting with those involving regulated stablecoins. This transitional period aims to minimize market disruption. Users can still withdraw or deposit unauthorized stablecoins from their Binance wallets.

In addition to these specific product impacts, Binance will implement broader restrictions to align with MiCA rules. Rewards will move from unauthorized stablecoins to regulated stablecoins, BNB or other tokens. Existing vouchers can be requested until they expire.

Binance has also made changes to spot copy trading services for the EEA region. This service will end by June 29, 2024. The exchange has urged users to close positions and transfer funds to spot wallets before this date to avoid automatic closures.

Payments and Transactions

New loans and collateral involving unauthorized stablecoins will be blocked. However, existing loans and holdings in Margin Wallets will remain unaffected for the time being. Binance Pay will limit unauthorized stablecoin transactions. Users can no longer send, receive, or use these stablecoins for payments. Where necessary, refunds will be processed in EUR.

Platforms such as P2P trading, Binance OTC, Web3 Wallet’s Earn section, and NFT purchases will also impose restrictions on unauthorized stablecoins. Binance’s approach aims to align with MiCA’s regulatory landscape, promoting a compliant and stable cryptocurrency market in the EEA.

Starting June 30, 2024, the EEA will enforce new regulations under the Markets in Crypto-Assets (MiCA) framework, specifically targeting stablecoins. Binance, one of the world’s largest cryptocurrency exchanges, is set to roll out global changes to ensure compliance, impacting everything from trading to rewards.

Only regulated companies can issue and offer stablecoins, called regulated stablecoins. Many existing stablecoins will not meet these criteria and will be designated as unauthorized stablecoins, facing various restrictions on Binance’s platform.

From June 30, unauthorized stablecoins will go to “sell-only” mode on Binance. EEA users can sell these stablecoins for other digital assets such as Bitcoin, regulated stablecoins or fiat currencies, where available. However, purchasing unauthorized stablecoins will no longer be an option.

Spot trading pairs involving unauthorized stablecoins will remain active temporarily, coexisting with those involving regulated stablecoins. This transitional period aims to minimize market disruption. Users can still withdraw or deposit unauthorized stablecoins from their Binance wallets.

In addition to these specific product impacts, Binance will implement broader restrictions to align with MiCA rules. Rewards will move from unauthorized stablecoins to regulated stablecoins, BNB or other tokens. Existing vouchers can be requested until they expire.

Binance has also made changes to spot copy trading services for the EEA region. This service will end by June 29, 2024. The exchange has urged users to close positions and transfer funds to spot wallets before this date to avoid automatic closures.

Payments and Transactions

New loans and collateral involving unauthorized stablecoins will be blocked. However, existing loans and holdings in Margin Wallets will remain unaffected for the time being. Binance Pay will limit unauthorized stablecoin transactions. Users can no longer send, receive, or use these stablecoins for payments. Where necessary, refunds will be processed in EUR.

Platforms such as P2P trading, Binance OTC, Web3 Wallet’s Earn section, and NFT purchases will also impose restrictions on unauthorized stablecoins. Binance’s approach aims to align with MiCA’s regulatory landscape, promoting a compliant and stable cryptocurrency market in the EEA.

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